Just for the record. Your kids Funny Police Officer Xmas Tree Tie Shirt does not have to pay. Any of your debt when you die. Let’s say you have 100k in assets but 150k in debt. The 100k in assets will go to the debt, and the remaining 50k will never be paid. Your kids will not be stuck with the bill. But why would I want to scrimp and save to buy a house I can barely afford when I can’t trust my employer to treat me right? I like my job, I like who I work for. But I still don’t trust me to not drop me like a bad habit if we hit a few rough quarters or there’s another recession. If I’m in a lease I can cut and run. If I’m in a mortgage and the job market and or housing market in Denver takes a downturn, I’m fucked.
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Amuses me that is Funny Police Officer Xmas Tree Tie Shirt is downvoted. Nice weather and mountains = expensive. Denver was just a well-kept secret for a long time as people assumed it was snow and bad weather…in the 2000s. People caught on to the secret that it’s actually quite amazing weather and prices went up accordingly. I’m a late 30 something-year-old dad of 3 kids. I spent my college and early bachelor days setting myself back with stupid purchases, living outside of my means and credit cards. There was a point that I realized if I ever wanted a house or a family I would have to make some changes. Here I am 15+ years later and I am almost exactly what you described above. My clothes are all 10+ years old and out of style with holes or patches.
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When I moved out to Funny Police Officer Xmas Tree Tie Shirt for. A year my boss told me that I shouldn’t be traveling and going places on the weekends because I can do that when I retire. I got a verbal warning because I took my girlfriend at the time to Arkansas cause we wanted to see what was there. The people who worked there rarely left the town, let alone Oklahoma. None of them have ever been more than like a state away. The world is so big and so diverse, it’s kind of sad that some. People never get to experience what our planet has to offer. No, it is not a high enough priority for me to jump into a home quickly vs correctly. Not including my car, I spend $400 a month on debt interest alone. Anybody recommending I take on more debt right now is a predatory piece of shit or a dumbass duped by one.
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