In all honesty. I know we could scrape Funny Halloween Zombie Policeman Costume Shirt 3.5% for. A down payment fairly easily. That’s still a massive mortgage because the house is expensive. What if one of us lost our job? Or we needed a new roof? Or a job opportunity came up and we wanted to relocate? I CAN afford a house, I just feel uncomfortable buying a house at the prices they are currently because future me doesn’t want to take that risk and get screwed over. Sure, Denver prices are certainly a problem and outside the national norm. I think we’re going to (and have seen) this with a lot of places with generally desirable weather and things to do. Dry and no mosquitos is essentially an equation for high property values.
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Agreed. My Funny Halloween Zombie Policeman Costume Shirt loan interest will be $1000. Less than the original principal balance when everything is all said and done, and I’m paying the most I can possibly afford towards them right now. I wear old clothes and drive an older-ish paid off car that I do all the maintenance on that I can because the labor for car maintenance is usually more than the parts altogether, I don’t travel much except to see my family which is an 8-hour road trip away. Everything in my life revolves around my budget and it fucking sucks. Sometimes I want to reward myself, I don’t give a shit about avocado toast, but as a trip to little man ice cream or something is nice to eat instead of my shitty meal prep rotation.
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I wear shoes until they Funny Halloween Zombie Policeman Costume Shirt fall off my feet. I drove the same car for over. 250k miles until the thing basically blew up. I do own a house, and I make enough to pay my bills each month. The problem I still have is because of all my past poor decisions, I am considerably behind where I would like to be with retirement savings. I would live in a cardboard box if it meant my wife and kids were taken care of and could live a comfortable life. I’m convinced I will be working till the day I die, but it’s the only way to leave. But who am I kidding, no one will get that anymore. The healthcare industry will keep everyone alive right up until no one else will loan. Them money to keep them alive, and long after their performing assets were sold off.
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