In all honesty. I know we could scrape Friends Jumanji The Next Level Signatures Shirt 3.5% for. A down payment fairly easily. That’s still a massive mortgage because the house is expensive. What if one of us lost our job? Or we needed a new roof? Or a job opportunity came up and we wanted to relocate? I CAN afford a house, I just feel uncomfortable buying a house at the prices they are currently because future me doesn’t want to take that risk and get screwed over. Sure, Denver prices are certainly a problem and outside the national norm. I think we’re going to (and have seen) this with a lot of places with generally desirable weather and things to do. Dry and no mosquitos is essentially an equation for high property values.
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Edit: Amuses me that is Friends Jumanji The Next Level Signatures Shirt is downvoted. Nice weather and mountains = expensive. Denver was just a well-kept secret for a long time as people assumed it was snow and bad weather…in the 2000s. People caught on to the secret that it’s actually quite amazing weather and prices went up accordingly. I’m a late 30 something-year-old dad of 3 kids. I spent my college and early bachelor days setting myself back with stupid purchases, living outside of my means and credit cards. There was a point that I realized if I ever wanted a house or a family I would have to make some changes. Here I am 15+ years later and I am almost exactly what you described above. My clothes are all 10+ years old and out of style with holes or patches.
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I wear shoes until they Friends Jumanji The Next Level Signatures Shirt fall off my feet. I drove the same car for over. 250k miles until the thing basically blew up. I do own a house, and I make enough to pay my bills each month. The problem I still have is because of all my past poor decisions, I am considerably behind where I would like to be with retirement savings. I would live in a cardboard box if it meant my wife and kids were taken care of and could live a comfortable life. I’m convinced I will be working till the day I die, but it’s the only way to leave. But who am I kidding, no one will get that anymore. The healthcare industry will keep everyone alive right up until no one else will loan. Them money to keep them alive, and long after their performing assets were sold off.